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Air Force Benefits

Air Force Benefits in Medical Practice


The practice of an Air Force physician is very similar to a civilian physician. However, the action, experience and technological advancements offered to an Air Force doctor far eclipse those in the civilian sector. In addition, Air Force physicians don't deal with the HMO, insurance hassles and endless paperwork commonly associated with civilian practices. Considering the research, continuing education and financial rewards, as well as access to some of the finest medical facilities in the world, it becomes vividly clear that becoming an Air Force physician is a highly coveted career choice.


The Health Professions Scholarship Program (HPSP), the Uniformed Services University of the Health Sciences (USUHS), and the Financial Assistance Program (FAP) provide financial assistance to students who are interested in attaining one of several types of health-related degrees. In exchange, students serve an active duty service obligation within the United States Air Force Medical Service. Prehealth undergraduate scholarships are available through the Reserve Officer Training Corps (ROTC).


The Air Force is committed to education and you'll have the opportunity to take your education as far as you'd like, on or off base. Whether you just want to keep your job skills current, or you want to pursue another college degree, the Air Force has programs to help you reach your educational goals - like Tuition Assistance, which can pay up to 100 percent of your tuition costs. We also have special grant, scholarship and loan repayment opportunities available to select health professions candidates. There are also on-base education centers and other educational opportunities for you and your family.

Compensation and Benefits

In addition to a rewarding career and a steady paycheck, the Air Force offers tons of benefits for both officers and enlisted personnel - many you just won't find in the civilian sector.

There are the basics like sick days, affordable life insurance and comprehensive medical and dental coverage for you and your family, but you'll also get 30 days vacation with pay each year. Other benefits you might receive range from a tax-free monthly food allowance, being compensated for living on base or receiving a tax-free housing allowance for off-base residents - all in addition to your monthly salary.
If you're into athletics, you'll be happy to know that the Air Force provides free on-base gym memberships and coordinated sporting activities. The Air Force also offers lots of opportunities to travel - often on Air Force aircraft or at reduced rates on commercial airlines. And finally, after only 20 years in the Air Force, you'll be eligible to retire and receive full retirement benefits. We challenge you to find a better deal than that!

Salary Allowance

As an Air Force officer, your pay is commensurate with rank, time-in-service and yearly cost-of-living increases. In addition to your basic military pay, you are eligible for housing and food allowances that are tax-free. Your salary will be automatically deposited into a checking account twice a month - ready for you to save it or spend it.

Housing Allowance

Living expenses, including utilities and maintenance, are covered for Air Force members who choose to live in on-base housing/apartments. A monthly tax-free housing allowance is provided for off-base residents based on your rank and geographic location to help pay for those extra living expenses.

Food Allowance

Officers receive a flat monthly allowance. You'll also save by shopping at the tax-free on-base department and grocery stores.


You will be able to retire with as little as 20 years of service with the Air Force, and the Air Force requires no payroll deductions for its retirement plan. All you have to do is give at least 20 years of honorable service to your country. That is one of the earliest retirements anywhere.


The Air Force offers excellent benefits and competitive insurance rates. You'll receive comprehensive medical and dental care. In addition, you'll receive full pay and allowances for any sick days you may need to take. Plus, we offer low-cost life insurance. Family members are eligible to receive medical care at military or civilian facilities through various options for little or no cost.